There is a new government program called the Home Affordable Refinance plan® (HARP).  Haven’t heard of it before? That is okay because you are not alone!  It is a newer program that is allowing home owners to refinance their home, which could potentially save them thousands of dollars a year on their mortgage.  This program is set up to target the middle class. Of course banks are not happy, so why would the government do something like this?  Lowing rates then puts more money into the consumers pocket which, in turn, should help out the economy.  Will this end up boosting the economy like they are hoping? Time will tell, but the clock is ticking on these new refinancing rates!  Not only are rates up for discussion, but some people are even able to shorten their term.  Is a program like this a benefit to your family, the economy, the government, or all of the above? Find out more below:

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